Insights

10/15/12 1:32 PM – Retail Sales Up, Fiscal Cliff

I wrote recently that housing was improving. Today we got a better than expected retail sales number, mainly driven by higher car sales. The main things troubling U.S. investors are a likely decline in earnings this reporting period and the fear over the "fiscal...

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10/12/12 3:05 PM – 401(k) Advice for Participants, Too

I mentioned the other day that I do consulting to businesses on improving their 401(k) plans and reducing business owner and executive fiduciary liability tied to sponsoring a 401(k) Plan. I also work with individual participants to manage their 401(k) accounts. Many...

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10/10/12 4:47 PM – 401(k) Consulting

I have updated my 401(k) page on the website to give a glimpse into the consulting I do to help companies improve their 401(k) plans. Part of this is letting corporate executives and business owners know that they have a fiduciary responsibility and attendant...

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10/10/12 4:29 PM – Market Pullback on Lower Earnings

The market is down the last 4 trading days starting with Friday on earnings announcements that have been mediocre. This is earnings season and it was expected to be the first one since 2009 that saw lower profits overall. But, announcements have been a little lower...

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10/9/12 12:16 PM – What is a Job?

There has been an awful lot of skepticism about the recent jobs report, indeed the whole decline in the jobless rate this year, and I have certainly been vocal about that. Did you know that when the BLS does its household survey to see who to list as employed or not,...

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10/5/12 3:48 PM – Good Employment Report

The employment report came out for August and it showed the unemployment rate dropping from 8.1% to 7.8%. That should be good news to the president after he fared badly in the first presidential debate against Mitt Romney earlier this week. It was said today that the...

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10/5/12 – October Newsletter is Posted

Well, I'm back from seeing my clients who live in Western states and from taking a few days of much needed vacation in NW Montana and the Idaho panhandle. If you have never been, you are missing out. Everyone should visit Yellowstone National Park in NW Wyoming. While...

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